The September rains have pushed the limits of what my foundation can handle. A few weeks ago one of the worst summer storms hit the northern Virginia/DC/southern Maryland area. Four days of constant drizzle and rain led up to the downpour which lasted a few hours. The ground was already saturated in most areas and water ended up pooling in yards with no where to run. Downhill neighbors reported their sewage tanks had backed up causing major damage in their basements. I was lucky in comparison and only had to deal with a crawlspace leak within my foundation that snuck into a basement closet before I noticed.
My damage consisted of removing rain soaked carpet and floor tiles in my basement. About a fifth of my basement floor space was effected. Unfortunately, I'm not in what is considered a flood plain. When I was shopping for home insurance, I noticed flood insurance was ridiculously high and the quotes didn't even cover my basement, personal belongings or floor replacement. So I passed on the flood policy and decided to deal with preventitive measures myself. Hopefully, I can schedule some of the yard landscaping work I had planned before it get too late into fall. The slope around my home is higher in the front and north side of the house. If I can get it graded correctly and inspect the foundation for cracks, the reduced risk of water damage will follow.
On the positive side, my new sump pump is still keeping the ground water from coming in from below. During the last major rainstorm, the pump ran continually and caused the outside drainpipe to look more like a firehose nozzle than its usual gardenhose gurgle.